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Agricultural Risk Management · Since 2018

Enhancing opportunities.
Minimizing risk.

Independent, third-party collateral valuation and a holistic approach to risk management — built for the producers, agribusinesses, and lenders who feed the West.

25+ yrscollateral valuation expertise
7specialized risk & appraisal services
100%focus on agriculture
Independent & third-party
CAC certified
Collateral Valuation Snapshot
Permanent Planting Operation
Tulare County, CA · Chattel & equipment
In review
$0.00M
Machinery & equipment Standing crop Irrigation infrastructure
0
Risk assessment
Low exposure · well-secured
Credentials & Affiliations Certified Agricultural Consultant (CAC) Am. Society of Agricultural Consultants ASFMRA Ag Lenders Society of California California Women for Agriculture
What we do

Risk management across the entire value chain

Our work centers on three pillars — and a focused suite of services that turn uncertainty into clear, defensible decisions.

01

Collateral Control

Independent, third-party valuation for financial institutions of every size — from community banks to the top national lenders serving agriculture.

02

Process Improvement

Your policies, procedures, and processes should align with your risk tolerance. We make sure they do — and tighten the gaps.

03

Business Strategy

A holistic approach to strategy that keeps operations resilient through every economic cycle and generational change.

📋

Collateral Verification & Chattel Appraisals

Independent verification and appraisal of pledged collateral so lenders and producers know exactly what secures the loan.

🚜

Machinery & Equipment Appraisals

Defensible valuations of ag machinery and equipment across dairies, row crops, permanent plantings, and feedlots.

💧

Water Risk Analysis Reports

Clear analysis of water exposure — increasingly the make-or-break risk factor for Western agricultural operations.

📑

Policy & Procedure Review

We align your written policies and day-to-day procedures with your true risk tolerance level.

⚙️

Business Efficiency

Find the friction. We get in the trenches to streamline operations so your team can focus on what it does best.

📊

Managerial Reporting

Reporting that gives leadership and lenders a true, decision-ready picture of the operation's health.

🏦

Developing Loan Packages for Financing

Well-structured loan packages that present your operation to lenders clearly, completely, and credibly.

+

Not sure where to start?

Tell us about your operation. We'll recommend the right mix of valuation and advisory work.

Talk to us →
Our approach

We get in the trenches — and stay there

We don't hand you a template. We learn your operation, develop solutions alongside your team, and stand with you through all economic cycles and generational changes. Every business is different; so is every engagement.

"Our sole focus and passion is agriculture."
1
UnderstandWe learn your operation from the ground up before we value a single asset.
2
AssessIndependent, defensible valuation and risk analysis you and your lender can both trust.
3
AlignWe match identified risks to your needs to maximize value — Passion · Performance · Profitability.
2018
Founded in Clovis, CA
0+
Years of valuation expertise
0
Specialized services
0%
Focused on agriculture
The team

Relationship-based advisors who know agriculture

Decades of collateral, valuation, and agribusiness experience — rooted in California's Central Valley.

PG

Paige Gilligan

Founder
CAC · Former SVP, Rabobank N.A.

25+ years of collateral valuation across the western U.S. — dairies, wineries, permanent plantings, row crops, feedlots, and agribusiness. M.B.A. (University of Phoenix), B.S. Agricultural Business (Purdue).

DG

Dan Garcia

Collateral / Valuation Analyst
20 yrs in agribusiness

Two decades across agribusiness, including 15 years in fruit sales — table grapes, stone fruit, and citrus, domestic and imported. A problem-solver who values teamwork and efficiency. B.S. Agricultural Business, Fresno State.

CS

Chyann Stiles

Business Manager
B.S. Plant Science, Fresno State

A broad agricultural background spanning horticulture, crops, and equipment. Often the first point of contact for clients — managing records, scheduling, and logistics with sharp attention to detail.

For clients

Client tools & resources

Everything you need to review your engagement and see the quality of our work.

In their words

Trusted by lenders and producers alike

"

They got in the trenches and actually learned our operation before putting a number on anything. The valuation held up with our lender, no questions.

Permanent Planting ProducerTulare County, CA
"

Independent, defensible, and fast. Exactly the third-party collateral work our ag lending team needs.

VP, Agricultural LendingCommunity Bank
"

Paige's depth on water risk and equipment value is hard to find. They think like operators, not just appraisers.

Dairy OperatorCentral Valley, CA
Let's talk

Leave the risk management to us.

Tell us about your operation or your lending portfolio. We'll show you exactly how independent valuation and advisory can protect — and grow — your value.